Akron Ohio Auto Insurance
If you are looking for Akron Ohio auto insurance, you have come to the right site. Here, you willl find information about the auto insurance laws and regulations of Ohio and have access to auto insurance quotes from dozens of insurance carriers. Review this information about Ohio auto insurance laws to ensure that you purchase the proper coverage for your vehicle.
Akron Ohio Auto Insurance Requirements
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Ohio state law requires minimum Bodily Injury Liability limits of $12,500 per injured person up to a total of $25,000 per accident, and Property Damage Liability coverage with a minimum limit of $7,500.
Ohio Insurance Coverage:
Bodily Injury Liability: $12,500/$25,000 Limit
Property Damage Liability: $7,500 Limit
The state of Ohio follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Ohio does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
When you get a quote at AutoInsuranceLocators.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, AutoInsuranceLocators.com's insurance agents are licensed in Ohio and available to help you all the way through the quote and purchase process.
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Important Akron Ohio Auto Insurance Laws:
1. All vehicles registered or operated in OH are required to be covered by a liability insurance policy by a company licensed in the state of Ohio.
2. You are required to carry proof of liability insurance coverage in your vehicle. The best proof of liability insurance is the insurance card issued by the insurance company.
3. No Ohio registered vehicle may be driven without insurance. In other words, insurance must be obtained after registration and before use.
Source: Ohio Division of Insurance
Ohio Proof of Insurance and Insurance Penalties:
There is no electronic reporting system for insurance coverage in Ohio. Whenever proof of insurance is requested, you will need to provide it in one of the following forms: BMV bond certificate, current insurance card, surety bond certificate, BMV certificate that shows that you have a minimum of $30,000 deposited with the State Treasury, or a form 2702 or 2083, which is for first-time driving under the influence offenders.
If you cannot provide proof of insurance to a law enforcement officer, you will receive a written notice that requires you to show proof of insurance in traffic court or send a copy of your proof of insurance to the address given on the written notice. If you fail to show proof of insurance, your vehicle registration and driver's license will be suspended for 90 days for a first offense and one to two years for subsequent offenses.
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